Position: Senior Credit and Portfolio Officer

Department: Walton Personal Philanthropy Group

Reporting to: Director Philanthropic Real Estate

FLSA Status: Exempt
Location: Bentonville, AR

Walton Enterprises is seeking a skilled, highly motivated, and detail-oriented professional to join the team as a Senior Credit and Portfolio Manager. This role serves as the operational backbone of the investment function, managing the end-to-end execution of loan and real estate transactions while ensuring compliance, accurate systems, and clear reporting to leadership.

The ideal teammate brings strong judgment, exceptional organizational skills, and confidence working with legal and financial documentation across multiple complex transactions simultaneously. This role partners closely with legal, finance, property services, and external stakeholders to ensure transactions close efficiently and portfolios are monitored with rigor and consistency.

About the Position

The Senior Credit and Portfolio Officer plays a critical role in managing the full lifecycle of the charter school facilities portfolio, from pipeline development through underwriting, closing, and ongoing portfolio management. This role is responsible for developing investment recommendations, leading risk assessment analysis, and overseeing deal readiness to ensure transactions are structured and executed in alignment with internal and external stakeholders.

What you will do

This role leads pipeline development, underwriting, and provides portfolio strategy recommendations while serving as a central coordination point across legal, finance, operations, and program teams. The position ensures strong execution of investment opportunities, sound risk assessment, and clear communication to leadership.

Responsibilities

Who we are looking for

Pipeline Development & Strategy

• Develop and manage charter school investment pipeline in coordination with Director, Program Officers, and external partners.
• Identify and evaluate new investment opportunities.
• Manage school startup, expansion, and replication grant program.
• Support overall portfolio strategy and long-term planning.

Underwriting & Investment Recommendations

• Lead underwriting and develop investment recommendations.
• Conduct risk assessments and synthesize financial and operational data.
• Prepare credit memos and present recommendations to leadership.

Transaction Execution Oversight

• Oversee transaction readiness and execution timelines.
• Coordinate across internal and external stakeholders.
• Review closing materials and support final approval processes.

Portfolio Management & Monitoring

• Monitor portfolio performance and identify risks.
• Develop intervention recomendations where needed.
• Support refinancing, restructuring, and exit strategies.

Cross-Functional Leadership

• Serve as a key coordination point across Legal, Finance, Operations, Property, and Program teams.
• Ensure alignment and effective communication throughout the transaction lifecycle.

Skills needed

• Strong understanding of real estate and lending transactions across the full lifecycle (origination through closing and portfolio management)
• Experience in underwriting and portfolio management
• Strong analytical and financial modeling skills, with the ability to assess risk and structure transactions
• Excellent communication and technical writing skills
• Ability to manage multiple complex projects simultaneously

Qualifications required for your success

• Experience underwriting and credit analysis. Experience in non-profit, specifically charter schools and government a plus
• Experience working in at least one of the following environments; Real Estate Operations, Commercial or Nonprofit Lending or Investment or Fund Operations
• Experience coordinating with external counterparties including borrowers, tenants, legal counsel, insurance, or title companies
• Experience providing transaction or portfolio updates to senior leadership or decision makers
• Proven ability to manage multiple transactions at different stages simultaneously
• Proficiency in Excel and experience using CRM or deal tracking systems

Additional Helpful Experience Includes

• Experience working within nonprofit, foundation, or philanthropic organizations
• Experience supporting regulated or highly documented transaction environments
• Experience partnering closely with legal or compliance teams during closings
• Familiarity with post closing monitoring, covenant tracking, or portfolio compliance
• Experience contributing to process documentation or workflow improvements

Personal attributes that support your success

• Demonstrates discretion, integrity, and expertise while serving as a trusted advisor to principals and colleagues.
• Collaborates respectfully and effectively with others, contributing to a supportive, team-oriented environment.
• Approaches challenges with curiosity, bold thinking, and a commitment to continuous learning and innovation.
• Maintains a strong focus on results, consistently exercising sound judgment and decision-making.
• Brings a visionary mindset, planning strategically for the future with imagination and insight.
• Committed to excellence and actively engages with others to accomplish shared goals.

All offers of employment are contingent on your successful completion (where permitted by state law) of a confidentiality agreement and background check. In addition, you will need to provide proper identification verifying your eligibility to work in the United States on your first day of work.

Benefits Information

Compensation Range: $180,000 – 215,000

Benefits Information: We offer a comprehensive and generous benefits package which includes medical, dental, and vision insurance, a 401(k) retirement plan and paid time off.

About the WPPG Department

The Walton Personal Philanthropy Group (WPPG) provides services to members of the Walton Family to support their individual philanthropic activities. These services for the family and their related entities include program and grant management, strategy consulting and grant administration. WPPG is a part of Walton Enterprises, the family office of the Walton family.

About Walton Enterprises

Walton Enterprises supports the personal, philanthropic, and business activity for the Walton family. We are a family-led organization, supporting multiple generations of Sam and Helen Walton’s family.

We value trust, mutual respect, and a workplace where every associate belongs and can do their best work. We bring together talented people with different backgrounds and viewpoints, support their growth, and empower them to contribute meaningfully.

We are an equal opportunity employer committed to a workplace that is free of discrimination and harassment of any kind. All applicants receive consideration for employment without regard to race, religion, color, national origin, sex, sexual orientation, gender identity, age, veteran status, genetic information, or any other status protected by the laws or regulations in the locations where we operate.